Home Society Prepaid benefit cards may be closer than you think - report

Prepaid benefit cards may be closer than you think – report

A small-scale trial found that "prepaid cards have the potential to promote financial inclusion and independence", concluding "it would be feasible for DWP to carry out a more extensive trial of using prepaid cards to support vulnerable claimants".

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If you are unable to view the following document it can also be downloaded through the Government’s website (see summary report).

Prepaid Benefits Card Trial – DWP Conclusions by Steven Preece on Scribd

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6 COMMENTS

  1. Over here in the USA we’ve had Food Stamps put on cards for years now with no problems. And as for other benefits they do that with the cards as well with few screw ups. It makes going to the grocery store much easier or paying bills online much easier. Apparently your govt is not smart enough to come up with a viable bank who is not too greedy to handle this.

    • Bedmonster: you have misunderstood. These cards are being proposed as MANDATORY – no, you can’t use your bank card instead. As for “with no problems”, that’s really presumptious – you may have had no problems with yours, but there is sufficient case evidence that even only a few problems (and there are many) means kids dont eat. If your local shop doesn’t have the special till to take food stamps you can’t spend them there – even if the food were cheaper, or better quality. Oh, and can you pay your Council Tax with food stamps? Feed them into the electric meter? pay for clothes in a thrift store? – then in what way is giving people a non-currency better, other than to shame them for not earning enough. And to make money for the big boys who can afford the special tills.

  2. So instead of getting people a bank account with a debit card, they’re giving them a separate card. Er…

    (Plus cash necessary for some uses, etc. – will)

  3. Which bank is sponsoring this? “Set up Direct Debits” no-one with any sense on benefits of any kind sets up a DD, since one can rely on neither the DWP nor the local Housing dept to pay on time. At £25 a pop for “oh, we decided not to pay to today for ” that’s a whole week of not eating, in order that the bank can make more profit! “bank account full of overdraft and fees” Then offer the help the CAB do on getting access to your own money, setting up payment plans etc. “discounts for using online/ paying by card” which you can do with any of the Basic accounts which all banks are obliged to have, and are required to provide to anyone on benefits in order to have somewhere to pay your dole/ HB /PIP etc into (they stopped doing paper Giros over a decade ago) – even if these accounts are badly publicized.

    Since we’re on the topic of sponsorship – how much is my small business going to be given to buy the machine to take these cards? We have a market stall, and our market will need to hire another generator if every stall needs a card machine. That’s about £60 a month. NMTF features 1124 markets – some of which are weekly, but a few will have power so call it around £60,000 a month – plus a upfront costs to buy the machines (which can easily be a hundred quid each, say twenty for each market? That’s another £2,248,000. That’s before you consider discount stores; charity shops; car boot sales and buses – y’know, the places poor folk might want to shop. The answer is, we won’t get bubkiss, and so won’t be able to have customers who are on benefits. Our Market depends on the local community to support around twenty people – without revenue from benefit recipients (or ‘most people’ as we know them), we could easily all go out of business.

    Plan on the level of shooting self in foot to help shoes breathe.

    • PREPAYMENT CARDS ANOTHER WAY TO DEMONISE CLAIMANTS WASTE OF MONEY NO POINT WHATEVER OTHER THAN BIG SISTER IT SHOULD AT LEAST BED OPTIONAL OR AREN’T DISABLED PEOPLE PERMITTED ‘CHOICE THE USUAL TORY MANTRA IN ALL THINGSOOPS SPASM HIT CAPS LOCK IN ERRORSORRY

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